This is what my spending looks like every year.
I’m pretty good at keeping track of my monthly spending, until…the holiday season. Thanksgiving get-togethers, Christmas decorations, Black Friday, Cyber Monday, Christmas presents, and holiday outfits, and so much more! Today, I have some tips on how to stay relatively within budget during the holiday season : )
- DIY decor – Christmas decorations can get pretty expensive, especially if you go to Target and grab everything cute. Most decorations aren’t very expensive, but when you buy a lot, it adds up real fast. An easy and fun way to cut down your spending on Christmas decorations is to DIY them! Michael’s has lots of holiday sales (50% off!) for all things Christmas, so you can easily pay less than half the price AND make something that’s your own. If you want to see how I DIY-ed my room for the holidays, click here.
- Plan – Plan out what you want to buy for who and use that list when you go Christmas shopping. This seems very trivial, but it makes a huge difference. When you have a shopping list, you are less likely to wander off and buy a bunch of useless things. Having a list also forces you to brainstorm what to buy for who, how much you’re going to spend on each person, and how much you’re spending in total.
- Start early – Black Friday and Cyber Monday are just around the corner, so take advantage of the sales to buy presents for your family, friends, and lovers. Just because you got something on sale doesn’t make it a bad present, it means you care a LOT about the person because you thought about what to get for him/her more than a month in advance.
- Cardpool and Ebates – If you’re shopping online, you can save money by using Cardpool and Ebates. Cardpool is a website where you can buy gift cards for up to 35% off. If you know you’re going to buy presents for your friend from Nordstrom, go to Cardpool to check if they have Nordstrom gift cards, and use the gift card to buy your friend’s present! It’s that easy. You can also use Ebates to get cash back on many of the popular retail websites. If you want read my tips on online shopping, click here.
- Thrift stores – If you have a holiday party for work, a holiday party with your friends, a holiday party with your family, a glamorous New Years Eve party, and many other events during the holiday season, you will probably want to wear different outfits for all those events so your Instagram feed isn’t just you wearing the same dress at five different events. Thrift stores and consignment stores have a surprising amount of holiday dresses during this time, all for an affordable price. If you’re in New York City, I recommend checking out 2nd Time Around, because they have many designer pieces for a fraction of the price.
I hope some of my tips helped you with budgeting during the holiday season! If you have any other tips and tricks, please leave them in the comments below. As always, thanks for stopping by : )